The Federal Trade Commission (FTC) notes that scams often follow the news — especially when there’s a natural disaster, like Hurricane Harvey, in the headlines. Despicable individuals take advantage of the chaos and misery in the wake of disasters to devise schemes to commit fraud.
The FTC and Federal Emergency Management Agency (FEMA) are cautioning that homeowners and renters are getting robocalls telling them their flood premiums are past due, and to have coverage for Hurricane Harvey, unsuspecting consumers are told they need to submit a payment immediately. Don’t do it, FEMA and the FTC are warning.
Instead, contact your insurance agent. The agent who handles your homeowners or renters insurance policy could be the same agent who handles your flood insurance policy. If your agent can’t help you, contact your insurance company. If you have a policy with the National Flood Insurance Program (NFIP Direct), call 1-800-638-6620.
If you suspect fraud, call the FEMA Disaster Fraud Hotline toll free at 1-866-720-5721. Also report it to the FTC. Your reports help the FTC and other law enforcement agencies bring scammers to justice and put an end to sham business practices.